Motorhome and Caravan Insurance

Updated Jan 17, 2023

Provided by Campercare Insurance about their Motorhome and Caravan insurance policy.

insurance cover motorhomes and caravans

Part of TrailLite's handover service is to secure all our customers' special rates with either Campercare or Covi Insurance Policies for their motorhome or caravan. this means that when you drive away in your new or used motorhome or caravan from any of the TrailLite branches (Auckland or Christchurch), we all know that you're well covered!

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Quick & comprehensive insurance cover with a New Zealand company you can have a normal conversation with. That’s the idea behind Star Camper Care, one of the leading providers of recreational vehicle insurance.

Why a specialist policy is better

Your RV is more than just a vehicle, it's part of your dream lifestyle and has probably been customised for your own tastes and requirements. You might have installed a large-screen TV, brought an extra comfy mattress for the bed, or filled it with flash kitchen appliances to try out your culinary skills. Camper Care understands this, which is why their policy includes cover for all your van's fixtures and fittings as well as the vehicle itself. And their personal touch means policies can be specialised if you’ve got something out of the ordinary.

The Camper Care policy includes additional benefits specially designed for RV’s including park cancellation fees, cleaning costs after break-in, emergency accommodation & cover for up to $3,000 of personal contents (which can be increased if required).

Agreed Value / Market Value?

The first question on most people's minds when it comes to insurance is how much will I be paid in a total loss?

If you have a new Motorhome or Caravan less than 1 year old and it's a total loss, we'll replace it with a new one. If your vehicle is older than 1 year, we can agree the value of your vehicle for up to 3 years, so you know exactly how much you will receive in the event of a total loss. Once that initial 3 year period is up, simply get an updated valuation and they will agree on the insurance value again.

Vans purchased privately are covered on a Market Value basis, however, if the purchaser gets a valuation from a licensed motorhome/caravan dealer then Agreed Value cover can be provided.

Who signs the cheques?

Star Camper Care has a 100% New Zealand-based team who handles everything from quoting & writing the policy to accessing the damage and paying the claims. This means you’re only dealing with one firm for the whole process.

If you need to make a claim, you can call us on 0800 965 965 any time.

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What’s it cost?

When quoting your insurance Camper Care will take into account the value, age and use of the vehicle to come up with a competitive premium. Previous driving and claims history will also influence the premium. Quotes can be provided with a number of excess options and cover is also available if you plan to live in your van full time or it is permanently sited (the wheels must remain on). Government charges of GST and Fire Service Levy are added to the cost of insurance, the fire levy is higher for vehicles over 3.5ton. Monthly payment options are available.

Planes, Trains & Automobiles

Ok, so Star Camper Care can’t cover planes or trains, but they do have speciality products for motor vehicles and motorbikes. So if you have a scooter in the back of the van, or you’ve brought a nice vehicle to tow your caravan the team at Star Insurance can quote that too. They offer discounts for multiple policies. You can find more information at

Being Part of the Community

Star Camper Care are a founding brand of the Junction collaboration group, bringing together other players in the RV market including Maui, TrailLite, Kiwirail, Top 10 & Mighway.

Star Camper Care supports Caravan Camping NZ ( & All Points Camping ( as well as providing financial assistance and a vehicle for use by the Attainable Trust charity (

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